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DebtCalm will not charge you a fee for providing you with information to help you decide on an appropriate debt solution, or any advice or recommendation about an appropriate debt solution. If you then enter a formal insolvency process we may receive payment for advice that we have provided within the terms of the solution you choose. Any such fees are taken out of the payments that you make into the solution and have to be approved by your creditors, so you only make the agreed affordable payment. Get in touch with us now.